You received an IRS notice of "intent to Levy" 30 days ago and you forgot or ignored it. Now it's Payday. Expecting a check, you open the envelope and find that the IRS has taken most of your money.  This action will continue on every check due you, until the tax owed is paid in full or you have established a formal payment plan with the IRS.

Once a wage garnishment is filed with your employer, your employer is required by law to collect a percentage of each of your paychecks.

Establishing a payment plan is always more favorable than any IRS wage garnishment. It allows you to receive your whole paycheck without fears of future wage garnishments.